Here's one reason.
And it was only a cat 1. We made it through Andrew with the walls shaking and floors sinking and all the avocado trees and mangoes and the Indian rosewood coming down. An acre and a half of shade gone overnight. Our neighbor's second story was blown away. All around us was devastation that took more than a year to fix. A month without power. Six years without shade. We've paid our dues in south Florida summers.
And then there's this: